Fund Your Investment Property with a Loan from FMS Investor, a National Direct Lender

Why is FMS Investor the Right Private Money Lender?

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Easy application

Apply by phone in minutes for your next real estate investment loan. We are a flexible lender so you can call 844-984-0249 or start online.
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Review properties with confidence

Our no-charge pre-qualification investment home loan analysis helps you determine capital available for investment purposes.
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Service focused

Your dedicated Investor Loan Consultant will work with you through the entire process, from initial application for each of your Real Estate Investor Loans until closing.
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On time closings

Our Team will remain focused on your timeline and close on time for your Bridge Loan, Rental Home Loan, or Fix and Flip Loan.

Loan Options for You

We have a complete set of Flexible Finance Options to guide you to that right investment property. Not sure which loan is right for you? Call one of our Investor Loan Consultants today or apply now.

DSCR Rental Home Financing

  • Loan Amounts from $50k up to $2M
  • 80% LTV For Purchase / Rate & Term / Refinances (min FICO 720 on refinances)
  • 660 Minimum FICO

Fix and Flip Loans

  • Loans to $2.5M per Project
  • Up to 90% LTC Available to Qualifying Investors
  • 680 Minimum FICO

Fix and Flip Line of Credit

  • We lend to Individuals or Entities
  • Lines up to $5M
  • Up to 90% LTC Available to Qualifying Investors

All loans must be solely for a business or commercial purpose and secured by a non-owner occupied property. All terms subject to credit approval. Products not available in AZ, ND or VT. In CA, ID, MN, NV , OR and SD, products offered by Fay Servicing, LLC d/b/a Constructive Mortgage Services, NMLS ID # 88244 CA: Licensed by the Department of Financial Protection and Innovation. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792.

Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Rates, terms, and conditions are subject to change from time to time without notice.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.
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