Partner with Us to Fund Your Real Estate Investments
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Why FMS Investor?
An Experienced Team with the Right Solutions
The FMS Investor Financing team has been through all types of markets and we are still providing loan solutions that investors can rely on. With more than 50 years of combined industry experience, we help clients resolve funding challenges, and build strong, long-term relationships.
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What to Expect
Our Process
When it comes to choosing a capital partner, speed, flexibility, and reliability are paramount for real estate investors. We pride ourselves on delivering all three. Our reputation as an industry leader is built on providing fast and dependable financing solutions.
Speed
Our fast turn times can help drive your success and loans can be approved for your use in as fast as two weeks.
Flexibility
We offer different products with a variety of term lengths so you can choose what works best for you and meet your financial goals.
Reliability
With competitive rates and a 21-day rate lock, we ensure stable capital is available when you need it.
FMS Investor Financing provides various loan products, including DSCR Rental Loans, Fix & Flip Loans, and Lines of Credit, tailored for real estate investors.
Approval times vary based on the loan type and documentation provided. However, many of our loans can be pre-approved within 24-48 hours, with funding available in as little as a few weeks.
A Business Purpose Loan is a type of financing designed for real estate investors to acquire, renovate, or refinance investment properties. These loans are not for personal or owner-occupied properties.
DSCR (Debt Service Coverage Ratio) Rental Loans allow investors to qualify based on the rental income of the property rather than personal income. This makes them an excellent option for those with multiple investment properties or self-employed borrowers.
Fix & Flip Loans are designed for real estate investors who purchase distressed properties, renovate them, and sell for a profit. Investors with experience in property flipping and a solid exit strategy are ideal candidates.
A Line of Credit provides flexible financing that allows investors to access funds as needed for multiple projects. It’s a great option for those who frequently buy and renovate properties and need quick access to capital.
No, our DSCR Rental Loans are based on the property’s rental income, and our Fix & Flip Loans and Lines of Credit focus on the investment potential of the property rather than personal income.
We’re here to help you succeed!
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All terms subject to credit approval. All loans must be solely for a business or commercial purpose and secured by a non-owner-occupied property. In AZ, CA, ID, MN, OR, UT, and VT, products are offered by BPL Mortgage, LLC NMLS ID #2574042. Products not available in ND, NV, or SD. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing.
Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792. Rates, terms, and conditions are subject to change from time to time without notice. This advertisement is intended for mortgage professionals only.
*Based on tiering and diligence.
**Some exceptions apply. Discuss with your Investor Loan Consultant.
This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.
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