Terms of Use
Last modified: December 2023
The use of www.FMSInvestor.com, including all of its content, is conditioned upon the acceptance by you, without modification, of these terms of use. By registering on, or using www.FMSInvestor.com, you accept these terms of use. If you do not accept these terms of use, you cannot use this site. The FMS Website is intended for use only by individuals 18 years of age and older.
Scope of the Terms of Use
These Terms of Use apply to your use of this website only. We do not own, operate, or control the websites of third parties. Accordingly, these Terms of Use do not apply to such parties’ websites or their respective collection, use, storage, and disclosure of your Personal Information.
FMS reserves the right to change these Terms of Use at its sole discretion. Your access and use of the FMS website constitutes your agreement to the Terms of Use and will be subject to the most current version of the Terms of Use posted on the FMS website at the time of such use. You should periodically check the “Terms of Use” link of the FMS Website to view the then-current Terms of Use.
Errors and Omissions
FMS and its associates assume no responsibility for any errors or omissions in the materials on this website. These materials are provided “as is” without warranty of any kind, either expressed or implied. FMS and its associates shall not be liable for any damages, including without limitation, lost revenues or lost profits, which may result from the use of these materials. The information on this website is subject to change without notice and does not represent a commitment on the part of FMS or its associates in the future. No advice or information obtained by you from www.FMSInvestor.com shall be intended to provide any legal, tax, investment, or financial advice, or to be complete on any subject matter.
Copyright, Trademark, and Proprietary
FMS reserves all intellectual property rights to the FMS Website and retains all worldwide right, and interest in and to, all registered and unregistered, names, trademarks, service marks, domain names, and logos, or any derivation thereof, and all goodwill of FMS.
Links to the FMS website are permitted, provided that they do not damage or dilute the goodwill associated with FMS’s name and trademarks; the website being linked does not violate FMS’s intellectual property rights; no aspect of the link creates the appearance that an entity is associated with or sponsored by FMS when association or sponsorship does not exist; the link must display the FMS Website in its entirety and not within a frame on the linked website; and FMS reserves the right to revoke its consent to any link at any time and ask that it be removed within five (5) business days.
Permitted Uses
The content and material provided through the FMS Website shall be used ONLY for your own non-commercial personal or professional use.
Other FMS Policies and Terms
These Terms of Use apply exclusively to your access to and use of the FMS Website, and do not alter the terms or conditions of any other agreements or regulatory obligation you may have with FMS.
Contact: If you have any questions about the terms of use, please email us: Privacy@fmsinvestor.com .
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All loans must be solely for a business or commercial purpose and secured by a non-owner occupied property. All terms subject to credit approval. Products not available in AZ, ND or VT. In CA, ID, MN, NV , OR and SD, products offered by Fay Servicing, LLC d/b/a Constructive Mortgage Services, NMLS ID # 88244 CA: Licensed by the Department of Financial Protection and Innovation. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792.
Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Rates, terms, and conditions are subject to change from time to time without notice.
This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.
Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Rates, terms, and conditions are subject to change from time to time without notice.
This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.
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