Type of Properties We Fund

The difficult part of rental properties is the first step of purchasing the property. You may find that you don’t have the extra money to buy the property outright. That’s where FMS Investor Financing comes in.

Single Family Rentals (SFR)

Townhomes

1-4 Unit Multifamily Properties

Condos

5-8 Units (purchase only)

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We Provide a

Stable, Reliable Source for Capital.
Our Team is Actively Lending to
Investors Just Like You.

Debt Service Coverage Ratio Loan (DSCR)

DSCR loans are used by new investors to buy their first rental and experienced investors to grow their portfolios. DSCR loans are only for rental properties that generate cash flow, and because they are built for rental properties, DSCR qualification is based on property rental income, not personal income.

We offer flexible terms, and, in some cases, our loans can be approved in as fast as two weeks. If this is your first time purchasing a rental property, our experienced loan officers can guide you through the process.

DSCR Rental Property Loan Terms

All loans must be solely for a business or commercial purpose and secured by a non-owner occupied property. All terms subject to credit approval. Products not available in AZ, ND or VT. In CA, ID, MN, NV , OR and SD, products offered by Fay Servicing, LLC d/b/a Constructive Mortgage Services, NMLS ID # 88244 CA: Licensed by the Department of Financial Protection and Innovation. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792.

Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Rates, terms, and conditions are subject to change from time to time without notice.

This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.