Flexible Loan Options to Meet Your Needs
Fix and flip loans are typically shorter term and used by investors to purchase distressed properties at a discount, make improvements or upgrades, then sell the properties for a profit.
If you’re the kind of person who can look at a property and see its potential, then FMS Investor can help savvy investors like you get the money you need to buy, fix, and flip a property. We verify your property’s potential worth after improvements and provide purchase funds and you do not have to provide verification of your income or employment status.
Applying is easy! You will need to provide a few documents about the property, renovation plans, including renovation costs, timeframe, and contingencies, plus any utilities, insurance, and taxes, as well as the expected resale price and sale costs like broker commissions. Our team then reviews your application, and we will finalize loan terms that fit your project.
If you’re looking for a loan to finance your next fix and flip, we’d love to help!
Fix & Flip Loan Terms
- Line of Credit Up To $5 Million
- Rehab Financing Up To 100%
- Lend to Individuals or Entities
- Loan Terms From 12-18 Months
- 85% Purchase LTC (Loan to Cost)
- 680 Minimum FICO
- 75% After Repair Values
Types of Properties We Fund
Tailored to fund a range of properties – from suburban rentals to urban condos and single family homes. Whatever the vision, we have the tools needed to help turn properties into extraordinary opportunities.
Single Family Rentals (SFR)
Townhomes
Condos
1-4 Unit Multifamily Properties
What Is ARV?
The After Repair Value is among the most invaluable tools in a real estate professional or investor’s toolkit. It provides a forward-looking perspective, forecasting the potential future value of a property once it’s been transformed through repairs and renovations.
Rather than seeing a property for what it currently is, the ARV allows investors to visualize its potential, unlocking insights into the latent value of real estate and potential profit comps hidden beneath wear, tear, and outdated aesthetics.
The link to this calculator is provided from a third-party site and is intended for reference only. The results may vary from an actual transaction and are intended to be illustrative of the calculations involved and should not be relied upon in making financial decisions. Please be aware that the results are for informational purposes only and do not constitute advice nor a loan commitment for any specific situation.
The results expressed with these calculators are broad and readers should review their individual circumstances and discuss their specific situation with professional advisors prior to making any decisions. We disclaim all responsibility or liability for damages incurred by anyone making decisions based on the hypothetical information provided therein.
What Sets Us Apart
Key Features
Financing for up to 100% of renovation expenses
Foreign Nationals eligible where allowable by state law
100% gift funds allowed for down payment and closing costs
We’re here to help you succeed!
Contact Info
- 5426 Bay Center Dr., Suite 300, Tampa, FL 33609
- contact-us@fmsinvestor.com
- (833) 250 - 7634
Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Rates, terms, and conditions are subject to change from time to time without notice.
This website may be used by commercial lenders, brokers and borrowers and may not be used by members of the general public or residential owner occupied mortgage loan applicants in particular. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. Adjustable rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations generated by this website.
